Humanitarian Life Long Term Disability


Humanitarian Life Long Term Disability (LTD) is a policy that provides you with income in the event you become disabled and are unable to work.

Being unable to work for an extended period of time can happen to anyone at any age for any number of reasons and almost invariably  causes real financial hardship and strain.

Humanitarian Life LTD is designed to help you in such circumstances by covering living expenses during your treatment and recovery.

These affordable individual plans enable you to secure a proportion of your current salary should something horrible and unforeseen occur.  If you are working in a challenging environment or in a demanding location, a Humanitarian Life LTD policy may be exactly what you need.

If you need to purchase or renew your LTD insurance policy please fill in the form below for an immediate quote.  If you are looking to insure a group or are inquiring on behalf of your organization please contact us at

Key Benefits

  • 50%, 60%, or 70% of Annual Salary
  • $180,000 Annual Maximum Benefit
  • Choice of Deferred Periods: 13, 26, or 52 weeks
  • Covers Disability by Any Cause
  • Guaranteed Annually Renewable
  • Worldwide Coverage